When the proper supporting documents required by law for the issuance of a certificate of title for a motor vehicle required to be titled in the State of Georgia cannot be obtained, a certificate of title may be obtained on the basis of a surety bond. If it becomes necessary to title on the basis of a surety bond, the following procedures must be followed:
Tag/Title Application, Form MV-1 – The application must be completed in detail – typed, electronically completed, or legibly hand-printed in blue or black ink in the current owner(s)’ full legal name(s) and signed by the vehicle owner(s).
The applicant(s)’ name(s) on the MV-1 Title Application must agree with the name(s) of the principal(s) shown on the Certificate of Title Bond, Form MV-46.
Certificate of Title Bond, Form MV-46 – This form must be executed by an insurance company licensed to do business in the State of Georgia. The bond must be in the amount of two (2) times the fair market value as state in the Motor Vehicles Assessment Manual but not less than a minimum value of $5,000.00.
Note: Form MV-46 must be signed by the principal (applicant) and the agent for the insurance company. These signatures are required to be witnessed (attested).
Affidavit for Certificate of Title Bond, Form MV-46A – This affidavit must include the steps the applicant has taken to first obtain the certificate of title and find information on the owner and any security interest or lien holders.
Form MV-46A must be in the same name(s) as reflected on Form MV-46. This form must be signed by the applicant(s) with their signature(s) notarized. In addition to signing, the notary public must affix his/her notary seal or stamp and record the date his/her notary commission expires.
The Georgia title must be issued within six (6) months of the date of the bond.
Surety Bond Power-of-Attorney – The surety or title bond must be accompanied by the appointment of an attorney in fact by the insurance company underwriting the bond.
Certification of Inspection, Form T-22B – The Certification of Inspection Form must be completed by a Duly Constituted Georgia Law Enforcement Officer. The form must indicate the officer’s verification on the Georgia Crime Information Center (GCIC). The form will be considered void without the GCIC verification.
Other Ownership Documents – Ownership documents (bill-of-sale, title, registration, etc.) must be submitted.
National Motor Vehicle Title Information System (NMVTIS) – A report must be submitted from the National Motor Vehicle Title Information System (NMVTIS) (www.vehiclehistory.gov) or an equivalent commercially available system authorized by the commissioner to determine the current title of record and the state of issuance. Along with the NMVTIS report, CARFAX (carfax.com) and AutoCheck (autocheck.com) would be considered an equivalent commercially available system authorized by the commissioner.
If the report indicates the title of record is from a jurisdiction other than Georgia, the application for a Georgia Certificate of Title must be accompanied by a certified title history from the state of issuance.
If the Georgia or other state certified title history indicates a security interest or lien, a Notice of Release of a Security Interest or Lien, Form T-4 must be included.
Fees – Pay all fees and taxes due with a check or money order payable to the Columbia County Tax Commissioner. The Columbia County Motor Vehicle Office also accepts cash and credit cards (VISA, MasterCard & Discover). The title fee is $18 if the title application is submitted within thirty (30) days of the purchase date. If a title is not applied for within thirty (30) days of the purchase date, a title penalty fee of $10 must be included in your payment.
Title Ad Valorem Tax – Effective March 1, 2013, any motor vehicle for which a title is issued shall be exempt from sales and use taxes and shall not be subject to the annual ad valorem tax. Any such motor vehicle shall be subject to a Title Ad Valorem Tax (TAVT) based upon the fair market value of the vehicle. The title ad valorem tax shall be paid to the Columbia County Tax Commissioner at the time of titling and registration.
An owner who purchases a vehicle from an individual has thirty (30) days from the date the vehicle was purchased to apply for a title to avoid being charged a 10% TAVT penalty fee, with an additional 1% penalty every thirty (30) days thereafter.
For vehicles sold by a dealer, a penalty of 5% of the TAVT liability will be assessed for any application that is not submitted to the Motor Vehicle Office within thirty (30) days from the date of purchase. An additional 5% is assessed every subsequent month that the application for title and/or TAVT is late.
Georgia Sales and Use Tax (if applicable) – When applying for a title and license plate for a vehicle that is exempt from Title Ad Valorem Tax and was purchased from an out-of-state dealer or business, Georgia sales and use tax must be paid at the time of application; proof submitted that the sales and use tax has already been paid or proof submitted that the applicant is exempt from this tax. A Georgia title and license plate will not be issued until any Georgia sales and use tax due is paid.
In Columbia County, sales and use tax due may be paid to the Georgia Department of Revenue Office (DOR) located at 610 Ronald Reagan Drive, Building G-1, Evans, Georgia 30809. You may contact the DOR office at (706) 651-7600 with any questions.
A certificate of title bond cannot be obtained to secure a Georgia certificate of title for an abandoned vehicle or a vehicle which is a 1985-year model or older. A certificate of title for an abandoned vehicle must be obtained pursuant to the abandoned motor vehicle procedures. A surety bond cannot be obtained for vehicles not required to be titled in the State of Georgia (e.g. mopeds, boat trailers, etc.).