Joint Ownership and Joint Tenants with Rights of Survivorship

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Joint Ownership

Georgia does not use the word “or” or the word “and” to establish joint ownership of a vehicle. In other words, the title to a vehicle that is jointly owned by John and Mary Smith will be printed to reflect their names as John Smith on one line with Mary Smith printed below the name of John Smith on the second line.

When a vehicle is transferred to a new owner, all current owners (the selling party) must sign the title assignment. Owners may wish to talk with an attorney to determine is their title should be applied for reflecting joint ownership with the following disclosure (legend/brand): Joint Tenants with Rights of Survivorship.”

Joint Tenants with Rights of Survivorship

If the “Joint Tenants with Rights of Survivorship” (JTWROS) brand/legend is to be shown on the face of the title, it must be printed on the title application below the owner’s names. When a title is issued with this disclosure (JTWROS), after the death of one of the owners, the surviving owner may transfer ownership by:

  • Completing the title assignment
  • Providing a copy of the deceased owner’s death certificate to the new owner

The surviving owner could also apply for a title in his/her name by providing the following:

  • Completed MV-1 Title and Tag Application
  • Certified copy of deceased owner’s death certificate
  • Pay all applicable fees/taxes